Known as Reg D, this rule restricts your withdrawals from savings accounts to six per month. That … Since the Free Student Checking account is open to customers age 18 to 24, no adult cosigner is required.The parameters of the Free Student Checking account are similar to other checking accounts at TCF Bank. High-service checking and money market accounts are also available, with fee waivers for larger account holders. Other fees, such as: excessive withdrawals, ATM transactions at non-TCF ATMs, and other optional services, may apply. Other fees may apply, including an excessive withdrawal fee for each transfer/withdrawal that exceeds six per monthly statement period. Both accounts offer online and mobile access, a debit card and the same ATM withdrawal fee structure. However, these accounts don’t share the higher interest payouts offered by the bank’s CDs.

To begin the application, you’ll need the following:After answering some additional questions during the application, your last step will be funding the account.To open a Free Savings or Performance Savings account, you’ll have to contact a branch directly, or visit in person. This savings account has a $25 minimum opening deposit, can be charged in excess of 6 $15 excessive withdrawal fees per calendar month. The bank’s IRA CD rates are well below the national average and are no match when As with TCF Bank’s regular CDs, IRA CD rates are the same for deposits of all sizes. Another benefit shared with the Premier Checking account is the inclusion of free paper statements.Account holders also benefit from the standard features and benefits offered to all TCF Bank checking account customers, including mobile and online services, free online statements and a free debit card.TCF’s Free Student Checking is very similar to the bank’s Teen Checking, except it’s designed for a slightly older age group. Accounts are limited to one per person. Customer Gets Slapped With "Excessive Activity" Fee For Messing With Savings Account Too Much. Customers enjoy no monthly fees, a modest minimum opening deposit, free paperless statements and mobile banking. You’ll need to provide personal and financial information including your Social Security number, birthdate, address and occupational information.TCF Bank’s regular CD rates are low, and with IRA CD rates being identical, they are also poor in comparison to other available options. Interest rates on the Power Savings account are the same across the board, starting with a balance as low as $0.01.The TCF Performance Savings account is only open to customers bringing in new money – funds not currently on deposit with TCF Bank. Overdraft fees, however, are high.TCF Bank’s CDs span a wide range of maturities. The yield on this special 15-month CD is the same as you could get on the 10-year relationship CD, and you’d only have to tie up your money for one-eighth of the time.TCF Bank’s Money Market account has a monthly fee, but maintaining a modest balance will get that fee waived. You can use the website’s search engine to find local branch and ATM locations.The application process for opening CDs at TCF Bank is similar to opening checking or savings accounts. You can also select a username and password to access your accounts in the future.With internet access, an online application may be the easiest method to open a TCF Bank checking account. Paper statements are also free with the Free Student Checking account, as are a debit card and online bill pay. Or, you can call or visit a local branch to complete the process. Larger deposits won’t help you get a higher rate, but extending your maturity date will. 5.9.08 7:31 PM EDT By cwalters. Known as Reg D, this rule restricts your withdrawals from savings accounts to six per month. Rates across all products are extremely low. TCF Financial Overdraft Fees Settlement TCF Financial has agreed to provide $25 million in restitution for the way the bank marketed and charged consumers for overdraft protection. To open an IRA CD, you’ll need to visit a branch. The overdraft fee can be reduced if you use another account for overdraft protection, and withdrawals from ATMs in the domestic TCF Bank network are free of charge.You can open a TCF Bank money market account online. The biggest jump in yield comes with the same 15-month promotional CD that is offered in regular accounts, carrying the same yield as a TCF Bank 10-year relationship CD.TCF Bank’s branch network is geographically limited to the upper Midwest, Arizona and Colorado. An example of total amount paid on a personal loan of $10,000 for a term of 36 months at a rate of 10% would be equivalent to $11,616.12 over the 36 month life of the loan.MagnifyMoney is wholly-owned by LendingTree, a Marketing Lead Generator and Duly Licensed Mortgage Broker with its main office located at 11115 Rushmore Dr., Charlotte, NC 28277, Telephone Number 866-501-2397 (For complete details on any product see the terms and conditions on the financial institution's website.MagnifyMoney is a free, independent service providing unbiased comparisons of financial products, therefore if we are compensated then we will let you know on the product page before you leave our website.Once you click to apply for an offer, you will be directed to a third-party website at which point you should give the fine print a gut checkWhile we trudge through the fine print for you, we are only offering a summary not all the intricate, legal conditions (which is why you wanted our opinion anyway, right?